Tuesday, March 06, 2007

 

Update for March

February was a bad month, not financially, and I am very glad its over. Especially because March is the last month I will be in debt!!!!! Hooray for me. Which means I am going to be changing my blog focus (I know, I know, I actually have to blog to have a blog focus) from killing off debt to saving and saving and saving. The very first thing I am going to do once I am debt free, is share my debt reduction wisdom with my bf and help him get his debt paid. Its under 4k so we ought to be able to get rid of that puppy right quickly. Secondly I am going to fully stock my emergency and unexpected expenses funds. Thirdly make my IRA contribution. Then every penny we save goes into our down payment fund. We've decided that we want to have at least a 20% down payment saved up so we can get a smaller loan and not have to worry about mortgage insurance once we buy a house. So there I go, a plan of action which I promise to myself I will implement starting April 1.