Friday, December 30, 2005


Snowball Wahoo!!

My highest balance credit card has just raised my minimum payment from $55 to $102 which is only 1.6% of my balance so I guess they want to make money off of me for a long time. I think this new payment amount is fabulous, I have a spreadsheet where I have figured out how long it will take me to pay off my 3 cards, with payment amounts and interest rates all figured in, debt free March 2008. By paying $102/month it shaves one month off of my spreadsheet. Yippee! And thanks to his new part-time job, bfriend is going to take over the $200 food budget, so that will be even more for the snowball. I'm spending the rest of tonight playing with Excel and creating scenarios. I can't wait for 2006 to get here!!!


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